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Purpose",[134,146,147],{},"The purpose of this policy is to establish consistent and transparent rules for the administration of participation points held on player accounts by StepBridge Australia Bridge Club Inc. (“the Club”).",[134,149,150],{},"This policy sets out the rules for the purchase, use, refund, transfer, and forfeiture of participation points, including the treatment of unused participation points where a player’s membership has ceased and the balance remains inactive.",[141,152,154],{"id":153},"_2-scope","2. Scope",[134,156,157],{},"This policy applies to all players and members of the Club who purchase, hold, or use participation points.",[134,159,160],{},"This policy applies to participation points purchased prior to and after the effective date, unless otherwise determined by the Committee.",[141,162,164],{"id":163},"_3-definitions","3. Definitions",[134,166,167],{},"Participation Points means prepaid points purchased by a player and held by the Club on the player’s account for use toward eligible Club tournaments and events.",[134,169,170],{},"Points Balance means the unused participation points remaining on a player’s account.",[134,172,173],{},"Account Activity \u002F Movement means any change to a participation points account, including purchases, deductions, adjustments, transfers, or refunds.",[134,175,176],{},"Inactive Balance means a participation points balance meeting the criteria in clause 10.",[141,178,180],{"id":179},"_4-purchase-and-holding-of-participation-points","4. Purchase and Holding of Participation Points",[134,182,183],{},"Participation points shall be prepaid by players in accordance with Club requirements.",[134,185,186],{},"Participation points shall be recorded and held on the player’s account as a prepaid credit.",[141,188,190],{"id":189},"_5-use-of-participation-points","5. Use of Participation Points",[134,192,193],{},"Participation points shall be deducted when a player participates in a tournament requiring points.",[141,195,197],{"id":196},"_6-requests-for-balance-information","6. Requests for Balance Information",[134,199,200],{},"A player may request confirmation of their participation points balance.",[141,202,204],{"id":203},"_7-refunds-of-unused-participation-points","7. Refunds of Unused Participation Points",[134,206,207],{},"A player whose membership has ceased may request a refund of unused participation points.",[134,209,210],{},"Refunds shall be requested in writing and verified against Club records.",[134,212,213],{},"An administration fee of $10 shall be deducted from any refunded participation points balance.",[141,215,217],{"id":216},"_8-transfers-of-participation-points","8. Transfers of Participation Points",[134,219,220],{},"A player may request that unused participation points held on their account be transferred to another player, subject to approval by the Committee or a delegated officer.",[134,222,223],{},"All transfer requests must be made in writing and clearly identify the transferring player, the receiving player, and the number of participation points to be transferred.",[134,225,226],{},"A transfer may only be processed where the Club is satisfied the request is genuine and the transferring player has a sufficient points balance.",[134,228,229],{},"An administration fee of $10 shall apply to each participation points transfer request and will be deducted from the transferring player’s participation points balance (or otherwise paid as the Club determines).",[134,231,232],{},"Once processed, participation points transfers are non-reversible except at the discretion of the Committee.",[141,234,236],{"id":235},"_9-use-of-participation-points-for-membership-payment","9. Use of Participation Points for Membership Payment",[134,238,239],{},"A player may request that participation points be applied toward payment of Club membership fees, subject to approval by the Committee or a delegated officer.",[134,241,242],{},"An administration fee of $10 shall apply to each request to use participation points for membership payment and will be deducted from the player’s participation points balance (or otherwise paid as the Club determines).",[134,244,245],{},"Once processed, the deduction of participation points for membership payment is non-reversible except at the discretion of the Committee.",[141,247,249],{"id":248},"_10-deceased-players","10. Deceased Players",[134,251,252],{},"Refunds may be made to the estate of a deceased player upon request by an authorised representative.",[141,254,256],{"id":255},"_11-inactive-balances-two-year-rule","11. Inactive Balances (Two-Year Rule)",[134,258,259],{},"A participation points balance shall be deemed inactive where the player is no longer a member and there has been no account activity for two (2) years.",[141,261,263],{"id":262},"_12-forfeiture-of-inactive-balances","12. Forfeiture of Inactive Balances",[134,265,266],{},"Inactive balances shall be forfeited and transferred into Club funds.",[141,268,270],{"id":269},"_13-committee-discretion","13. Committee Discretion",[134,272,273],{},"The Committee may approve exceptions in exceptional circumstances.",[141,275,277],{"id":276},"_14-records-and-review","14. Records and Review",[134,279,280],{},"This policy shall be reviewed annually by the Committee.",[129,282,284],{"id":283},"players-aged-90-years-and-older","Players aged 90 years and older",[134,286,287],{},[137,288,289],{},"Dated: 20 November 2023",[134,291,292],{},"For all players aged 90 years and older, and have been members of StepBridge for over 3 years, StepBridge offers the following:",[294,295,296,300,303],"ul",{},[297,298,299],"li",{},"Waive the yearly membership fee (for both Home & Associate members)",[297,301,302],{},"Free games, in the form of free credit of participation points as required",[297,304,305],{},"Refund of existing participation points",[134,307,308,309,314],{},"StepBridge will contact all eligible members on a monthly basis, requesting bank account details for refund and advising players to contact ",[310,311,313],"a",{"href":312},"mailto:support@stepbridge.com.au","support@stepbridge.com.au"," when a top-up of participation points is required, specifying “VIP PP Top-up” in the subject line.",[129,316,318],{"id":317},"youth-players","Youth players",[134,320,321],{},[137,322,323],{},"Dated: 13 December 2021",[134,325,326],{},"For all youth players under 25 years old, who are registered with the ABF Youth Club, StepBridge offers the following:",[294,328,329,332,335],{},[297,330,331],{},"1000 PPs as their welcome to StepBridge, instead of the usual 325 PPs",[297,333,334],{},"Waive the yearly $10 StepBridge membership",[297,336,337],{},"Match Participation Point purchases, thus giving these players half price table fees",[134,339,340,341,343],{},"To take advantage of these offers, please email ",[310,342,313],{"href":312}," after you have received your username and password.",{"title":345,"searchDepth":346,"depth":346,"links":347},"",2,[348,365,366],{"id":131,"depth":346,"text":132,"children":349},[350,352,353,354,355,356,357,358,359,360,361,362,363,364],{"id":143,"depth":351,"text":144},3,{"id":153,"depth":351,"text":154},{"id":163,"depth":351,"text":164},{"id":179,"depth":351,"text":180},{"id":189,"depth":351,"text":190},{"id":196,"depth":351,"text":197},{"id":203,"depth":351,"text":204},{"id":216,"depth":351,"text":217},{"id":235,"depth":351,"text":236},{"id":248,"depth":351,"text":249},{"id":255,"depth":351,"text":256},{"id":262,"depth":351,"text":263},{"id":269,"depth":351,"text":270},{"id":276,"depth":351,"text":277},{"id":283,"depth":346,"text":284},{"id":317,"depth":346,"text":318},"The StepBridge Australia policies on participation points, players aged 90 and older and youth players.","md",null,{},true,{"title":107,"description":367},"DoS9TXpRGtAMkPnFuy_Nmm3MF2LYQk_zYZ-oFukjVFk",[375,377],{"title":103,"path":104,"stem":105,"description":376,"children":-1},"The StepBridge Australia regulations for online play and the Player Code of Conduct, with the sanctions for unacceptable behaviour.",{"title":111,"path":112,"stem":113,"description":378,"children":-1},"The constitution of StepBridge Australia Bridge Club Inc., revised May 2026.",1792960690336]